When someone else has always handled the money, the first bank letter or legal form in your own name can read like a foreign language. That is true for a woman who has just been widowed, for one going through a divorce, and for one who has lived in the UAE for years and simply never needed to look closely until now.
I wrote Her Sphere: The Complete Guide to Money, Life, and Independence for Women in the UAE because the book I needed did not exist. It draws on more than twenty years of living here, and it is built around real questions rather than theory.
What is inside
The book opens with why financial literacy is different for women in the UAE and moves on to money mindset: the beliefs about money many of us carry and where they came from. From there it becomes practical.
There is a chapter on banking rights, covering how to open an account in your own name and how to understand your position at UAE banks. There is a chapter on wills, inheritance, and protecting what you have built, including how will registration works in the UAE. Further chapters cover investing, the Profit First method for business owners, homeschooling as a financial decision, a UAE app toolkit, guidance on employing domestic workers, and divorce rights.
Who it helps
It is written for three women in particular. The first is recently widowed or navigating divorce and facing UAE finances for the first time. The second has lived here for years and has realised she has never fully understood her rights. The third is building a business and wants the financial foundations in place before taking the next step.
The book does not assume a crisis. It assumes you are capable and meets you there.
How to use it
You do not need to read it from front to back. Choose the chapter that matches the question you are facing this week. Read it, then decide on one action: a document to find, an account to review, a question to take to a professional.
A general guide is a starting point. Decisions about wills, inheritance, divorce, or residency depend on your circumstances, so check the relevant official source and speak to a qualified adviser before you act.
How to get it
Her Sphere is AED 145 as a digital download with instant access at hersphere.ae/finance-book. It is also available on Amazon. If you would like to begin with something free, the Resources & Insights page on hersphere.ae has free guides, including The Expat Entrepreneur's Checklist.
Where to go next
If you are navigating the first months after losing a husband in the UAE, download The Widow's Guide from our Library page. It sets out the practical steps in order.
And if you would like to talk it through with other women who are rebuilding here, join the HerSphere UAE Facebook group.
Or if you are ready to take the next step and learn about how to invest your money smart, talk to our trusted partner—financial investment specialist and advisor - Carla De Silvo . She is offering a free 20-30 minutes consultation to our community, and you can contact her directly by sending her a message, giving her a call, or sending her an email:
Carla De Silvo
Senior Financial Planner
