HerSphere Insights

Honest, practical perspectives on business, finances, and life as a woman building her future in the UAE.

A wooden table with a closed laptop, a notebook, and a pen. On the table, there's a small glass vase with purple flowers. Behind the table, a table lamp with a white shade and a cylindrical beige base is visible. Curtain panels are in the background.
banking, business Anna Heenan banking, business Anna Heenan

The New UAE Banking Rule Every Freelancer and Sole Trader Should Know About This Week

When I first opened a business bank account here as a sole proprietor, it took weeks of back-and-forth, unclear fee schedules, and a fair amount of guessing about what I was and wasn't entitled to ask for. If you've set up a sole establishment or freelance permit in the UAE and gone through your own bank's onboarding process, you'll probably recognise that feeling—you're a real customer, but somehow the experience doesn't always feel like it.

That changes, formally, this week.

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banking, legal & finance Anna Heenan banking, legal & finance Anna Heenan

What Happens to Your UAE Bank Account After Death — And How to Protect Your Family Before It's an Issue

Most of us don't think about what happens to our bank account when we're gone. Then a friend mentions a widow who couldn't pay her children's school fees for weeks because her late husband's account — the one they'd shared for a decade — was frozen the moment the bank found out he'd died. Suddenly it's not a hypothetical.

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